Terms of Use
Last Updated: 9/25/2024
Welcome to Double H Mortgage ("Company," "we," "our," or "us"). By accessing or using our website, https://www.dblhloans.com (the "Site"), you agree to comply with and be bound by the following Terms of Use ("Terms"). If you do not agree with these Terms, you must not use the Site.
1. Acceptance of Terms
By accessing or using the Site, you agree to be bound by these Terms, as well as our Privacy Policy. If you are using the Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Eligibility
You must be at least 18 years old to use the Site. By using the Site, you represent and warrant that you are of legal age to form a binding contract with us.
3. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms.
You must not use the Site in any way that could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site.
You are prohibited from attempting to gain unauthorized access to the Site, user accounts, or computer systems or networks connected to the Site.
4. Intellectual Property Rights
All content, features, and functionality on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are the property of Double H Mortgage or its licensors and are protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, transmit, display, perform, publish, or create derivative works from any part of the Site without prior written consent from us.
5. Third-Party Links
The Site may contain links to third-party websites or services that are not owned or controlled by Double H Mortgage. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You access such websites or services at your own risk.
6. Disclaimers
The Site and its content are provided "as is" and "as available" without any warranties of any kind, either express or implied.
We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any defects will be corrected.
7. Limitation of Liability
To the fullest extent permitted by law, Double H Mortgage shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.
8. Indemnification
You agree to indemnify, defend, and hold harmless Double H Mortgage and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms or your use of the Site.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of WY and the United States, without regard to its conflict of law principles.
10. Changes to Terms
We reserve the right to modify or update these Terms at any time, and such modifications or updates will be effective immediately upon posting. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.
11. Contact Us
If you have any questions or concerns about these Terms, please contact us at [email protected].
114 E 20th Street
Cheyenne, WY 82001
Privacy Policy
Effective Date: 9/25/2024
1. Introduction
Double H Mortgage ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share information when you visit our website https://www.dblhloans.com ("Site"), apply for a mortgage, or use any of our services. This policy also outlines your rights under the California Consumer Privacy Act (CCPA) if you are a resident of California.
2. Information We Collect
We may collect the following types of information:
A. Personal Information
Name, email address, phone number, mailing address
Social Security Number
Employment details
Financial information such as income, credit history, and bank account details
Property details (e.g., purchase price, location)
B. Non-Personal Information
Browser type and version
IP address
Operating system
Pages you visit on our Site
Time and date of your visit
3. How We Use Your Information
We use your information to:
Process your mortgage application
Communicate with you about your application status or other services
Provide customer support
Improve our website and services
Comply with legal obligations
4. Sharing Your Information
We may share your information with:
Financial institutions and mortgage lenders for the purpose of processing your application
Service providers who help us operate our business (e.g., IT services, data analysis)
Legal authorities if required by law or to protect our legal rights
Data will not be shared with third parties for marketing or promotional purposes
5. Your Rights Under the California Consumer Privacy Act (CCPA)
If you are a California resident, you have the following rights:
A. Right to Know
You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you.
B. Right to Delete
You have the right to request that we delete any personal information we have collected about you, subject to certain exceptions.
C. Right to Opt-Out
You have the right to opt-out of the sale of your personal information. Note that we do not sell personal information.
D. Right to Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights.
How to Exercise Your CCPA Rights
To exercise your CCPA rights, please contact us.
We may need to verify your identity before processing your request.
6. Data Security
We implement reasonable security measures to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the effective date will be updated. We encourage you to review this Privacy Policy periodically.
